Account administration

Gold IRA custodians and the dealers that use them

Your dealer sells you the metal. A separate trust company, the custodian, holds the IRA and reports it to the IRS. Find your dealer under the custodian it names, then check that custodian too.

Find a custodian

Before committing moneyCompare the complete termsPurchase, custody, storage and resale

Custodians and the dealers that name them

Each custodian below is a trust company, not a dealer. Under it are the dealers that name it on their own pages, with a link to the page that names it, recorded on October 24, 2026. A listing does not prove a dealer can open every account with that custodian today, so confirm the arrangement before you fund it.

Equity Trust Company

Named by 12 dealers

GoldStar Trust Company

Named by 8 dealers

New Direction Trust Company

Named by 6 dealers

STRATA Trust Company

Named by 4 dealers

Self Directed IRA Services

Named by 3 dealers

The Kingdom Trust Company

Named by 3 dealers

Advanta IRA

Named by 2 dealers

The Entrust Group

Named by 2 dealers

American Estate & Trust

Named by 1 dealer

Kitco source

American IRA Company

Named by 1 dealer

Money Metals Exchange source

Digital Trust

Named by 1 dealer

Texas Precious Metals source

Forge Trust

Named by 1 dealer

Money Metals Exchange source

Horizon Trust

Named by 1 dealer

Texas Precious Metals source

IRA Services

Named by 1 dealer

Money Metals Exchange source

Madison Trust

Named by 1 dealer

SilverTowne source

MidAtlantic IRA

Named by 1 dealer

Money Metals Exchange source

Millennium Trust Company

Named by 1 dealer

SilverTowne source

Mountain West IRA

Named by 1 dealer

Money Metals Exchange source

Next Generation Trust Services

Named by 1 dealer

Kitco source

NuView IRA

Named by 1 dealer

Kitco source

Preferred Trust Company

Named by 1 dealer

Money Metals Exchange source

Ramsey National Bank

Named by 1 dealer

Money Metals Exchange source

Sunwest Trust

Named by 1 dealer

Kitco source

Gold IRA Master data

On a hypothetical $100,000 metals holding, the annual custodian fee plus commingled storage ranged from $215 (GoldStar Trust Company) to $610 (Equity Trust Company) among the 4 custodians whose fee schedules publish both (schedules captured 6 Nov 2026; setup, transaction, wire and shipping fees excluded).
Checked November 6, 2026 · How we measured this
On a hypothetical $100,000 holding of gold, the annual custodian fee plus segregated storage ranged from $315 (GoldStar Trust Company) to $660 (Equity Trust Company) among the 4 custodians whose fee schedules publish both (schedules captured 6 Nov 2026; STRATA's segregated price covers gold, platinum and palladium only).
Checked November 6, 2026 · How we measured this
On a hypothetical $100,000 metals holding, the published annual custodian fee before storage ranged from $90 (GoldStar Trust Company) to $500 (Equity Trust Company) among the 9 custodians whose fee schedules we captured on 6 Nov 2026; the median was $300. Entrust is shown for a single metal type ($414 with two or more) and Digital Trust for one asset.
Checked November 6, 2026 · How we measured this

Gold IRA Master is part of National Gold Group, which may be one of the companies counted. See all our figures

Find out who can act on the account

A dealer can discuss products and coordinate a purchase without being the institution administering your IRA. Identify who receives the funds, authorizes orders, reports the account and instructs storage or distributions. The custodian and dealer guide explains those roles in more detail.

A dealer’s recommendation does not replace the account agreement. Check the named legal institution, its applicable regulator and the services it will provide. Avoid assuming that a marketing label establishes approval for every product or transaction.

Check product eligibility

Compare the cost of the account you would open

Request the schedule attached to the actual custodian and storage arrangement. A dealer’s example may use a particular administrator, statement choice or storage service. It cannot establish the cost of a different configuration.

Separate recurring charges from transactions, distributions, wires and storage. Then compare the bill with the account value and intended holding period. Keep the instructions for selling and moving assets with that cost schedule.

Compare recurring account bills

How we checked this. Dealer-reported custodian relationships are dated October 24, 2026. General account-role guidance was reviewed November 5, 2026. A reported relationship does not confirm current account availability, product acceptance or the fees for an individual arrangement.

Frequently asked questions

Is the dealer automatically the IRA custodian?

No. A dealer sells metal while a custodian administers the retirement account. A depository can have a separate storage role. Identify the actual legal institutions and their contracts rather than treating one sales conversation as the complete account relationship.

Does a named relationship prove current availability?

No. A dated reference records what the evidence establishes at that time. Availability, accepted products and account arrangements can change. Confirm that the named custodian will accept your particular account and transaction before transferring funds.

Does a custodian select the investment for me?

Account administration does not establish that an investment suits you. Verify the scope of any institution’s duties instead of assuming it has assessed a dealer or product on your behalf. Your own allocation, costs, liquidity needs and tax circumstances still require attention.